Yakeey is a fast‑growing PropTech company headquartered in Casablanca, Morocco, that is redefining the real‑estate landscape through innovative technology solutions. The company’s core mission is to streamline the property buying and selling process by integrating cutting‑edge financial services, particularly credit solutions, into a unified digital platform. By leveraging data analytics and artificial intelligence, Yakeey provides a frictionless experience for both buyers and sellers, ensuring that every transaction is secure, transparent, and efficient.

The Head of Credit Product will play a pivotal role in this mission. This position is not merely a managerial role; it is a strategic leadership position that requires a blend of product acumen, financial expertise, and cross‑functional collaboration. The incumbent will be responsible for overseeing the entire lifecycle of the credit product—from ideation and market research to launch and post‑launch optimization. They will work closely with the engineering team to ensure seamless integration of credit underwriting engines, data pipelines, and AI‑driven risk assessment models.

Key responsibilities include:

• Product Strategy and Vision: Define the long‑term vision for the credit product, aligning it with Yakeey’s overall business objectives and market trends. This involves conducting competitive analysis, identifying unmet customer needs, and translating insights into actionable product strategies.
• Roadmap Development: Create and maintain a detailed product roadmap that outlines feature releases, enhancements, and technical debt reduction. The roadmap should balance short‑term wins with long‑term innovation, ensuring that the product remains competitive and relevant.
• Team Leadership: Lead a multidisciplinary product team that includes product managers, product owners, designers, and product analysts. Foster a culture of collaboration, continuous learning, and accountability. Provide mentorship and career development opportunities to team members.
• Stakeholder Management: Act as the primary liaison between internal stakeholders—such as finance, legal, marketing, and customer support—and external partners, including banks, credit bureaus, and regulatory bodies. Ensure that all parties are aligned on product goals, timelines, and deliverables.
• Credit Product Development: Oversee the design and implementation of credit products that cater to diverse customer segments, from first‑time homebuyers to seasoned investors. This includes structuring loan terms, interest rates, repayment schedules, and risk mitigation strategies.
• Data‑Driven Decision Making: Leverage data analytics to monitor product performance, user engagement, and financial metrics. Use insights to iterate on product features, optimize pricing models, and improve risk assessment algorithms.
• Regulatory Compliance: Stay abreast of local and international regulations governing real‑estate financing and credit services. Ensure that all product offerings comply with legal requirements, data protection laws, and industry best practices.
• Operational Excellence: Collaborate with operations teams to streamline processes such as loan origination, underwriting, disbursement, and collections. Identify bottlenecks and implement solutions that enhance operational efficiency.
• AI and Automation: Integrate artificial intelligence and machine learning models into the credit underwriting process to improve risk assessment accuracy, reduce manual intervention, and accelerate decision times.
• Customer Experience: Champion a customer‑centric approach by gathering feedback, conducting usability tests, and ensuring that the credit product meets the evolving needs of homeowners and investors.

The ideal candidate will possess a blend of technical knowledge, financial insight, and leadership prowess. They will have a proven track record of launching successful credit products in a fintech or real‑estate environment. Experience with cross‑functional teams, stakeholder management, and data‑driven product development is essential. The role demands a strategic thinker who can navigate complex regulatory landscapes while delivering tangible business outcomes.

Yakeey’s culture is built on innovation, agility, and a relentless focus on customer value. The Head of Credit Product will be expected to embody these values, driving the company’s growth and solidifying its position as a market leader in PropTech. The role offers a unique opportunity to shape the future of real‑estate financing, influence product strategy at scale, and work alongside a talented, diverse team that is passionate about redefining how people buy, sell, and finance property.

In addition to the core responsibilities, the Head of Credit Product will be involved in strategic initiatives such as:

• Partnership Development: Identify and negotiate partnerships with banks, credit bureaus, and other financial institutions to expand Yakeey’s credit offerings and improve risk diversification.
• Market Expansion: Explore opportunities to extend the credit product into new geographic markets or customer segments, leveraging data insights and market research.
• Innovation Labs: Participate in internal innovation labs to experiment with emerging technologies such as blockchain for property title verification or advanced AI for predictive analytics.
• Talent Acquisition: Collaborate with HR to attract and retain top product talent, ensuring the team remains dynamic and forward‑thinking.
• Performance Metrics: Define and track key performance indicators (KPIs) such as loan approval rates, default rates, customer satisfaction scores, and revenue growth.

By joining Yakeey as the Head of Credit Product, you will become a key driver of the company’s mission to democratize access to real‑estate financing. Your expertise will help create a platform that empowers homeowners, investors, and developers to make informed decisions, secure financing, and ultimately realize their property aspirations. This role offers a challenging yet rewarding environment where your strategic vision and operational excellence will directly impact the company’s success and the lives of its users.

We are looking for a visionary leader who can navigate the intersection of technology, finance, and real‑estate. If you are passionate about building products that transform the way people interact with property and credit, and you thrive in a collaborative, fast‑paced environment, we encourage you to apply. Join Yakeey and help us shape the future of PropTech.