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Competences
Experience
Chief Operating Officer
Ghadeer International Limited
2026-02 -
Leads the end‑to‑end trade lifecycle, overseeing execution, settlement, shipping, warehousing and trade financing logistics. Optimises trading systems and IT platforms to ensure high‑speed execution, reliability and data accuracy. Streamlines daily workflows to cut transaction costs and removes operational bottlenecks while maintaining strategic banking and supplier relationships. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key performance metrics to the CEO.
Head of Business Operations (Compliance, Ethics & Governance)
Aetlantiq Group Limited
2025-04 - 2025-12
Designed and audited comprehensive compliance frameworks, policies and ethics training programmes aligned with local and international regulatory standards. Conducted enterprise‑wide risk assessments, facilitated board meetings and provided governance advice to senior leadership. Implemented monitoring tools that reduced compliance breaches by 30% and improved audit readiness across business units.
Chief Representative (Country Manager)
Bank Al Habib Limited
2018-09 - 2025-03
Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya, driving trade finance and guarantee volumes. Advised local clients on Pakistani market opportunities, channeling funded and unfunded trade transactions to overseas branches. Produced statutory and periodic regulatory reports for Kenyan authorities, ensuring full compliance and timely submissions.
Manager (SME & Corporate Accounts)
Bank Al Habib Limited
2017-05 - 2018-09
Managed credit hubs for corporate and SME clients, preparing complex credit proposals and securing approvals from senior authorities. Executed charge registrations at the SECP, performed stock inspections and ensured compliance for credit disbursements and renewals. Improved portfolio risk metrics by introducing tighter underwriting standards.
Branch Manager
Habib African Bank Limited (Dar es Salaam)
2013-08 - 2017-03
Oversaw daily branch operations, including clearing, foreign exchange limits, statutory minimum reserve compliance and liquidity management per Bank of Tanzania regulations. Directed weekly and monthly regulatory filings to the central bank and the UK group office while driving client acquisition initiatives. Grew branch revenue by 22% through targeted business development and service enhancements.
Credit & Trade In‑Charge / Credit Analyst / OG‑II
Bank Al Habib Limited
2008-03 - 2013-06
Managed trade operations covering letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modelling and recovery actions. Delivered credit risk assessments that supported the bank’s trade finance growth across the region.
Langues
English
fluent
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