Credit & Collection Analyst

About the role

As a Credit Analyst you will evaluate customer creditworthiness, manage credit exposure and support effective credit and collection processes. The role contributes to sustainable business growth through sound credit decisions and close collaboration with commercial teams.

Key responsibilities

• Review and analyze credit information for new and existing accounts to assess financial health and recommend appropriate credit limits.
• Conduct detailed credit analysis to identify risks, opportunities, and accounts eligible for credit line increases.
• Assess and report on customer risk, providing recommendations on mitigation strategies and alternative financing solutions.
• Manage credit and collection activities, ensuring timely follow‑up on outstanding receivables.
• Exercise credit authority for larger accounts where applicable.
• Develop and maintain internal credit tools such as risk models, projection models and credit scoring systems.
• Resolve customer credit issues in close cooperation with Sales and internal stakeholders.
• Review and release pending sales orders in line with credit policies.
• Coordinate communication with customers and internal teams regarding credit matters.
• Support onboarding of new Sales and Operations staff by explaining financial services processes and policies.

Required profile

• Detail‑oriented, analytical professional with strong financial acumen.
• 2 to 4 years of experience in credit analysis, credit management or accounts receivable.
• Degree in Finance, Accounting, Economics or a related field (preferred).
• Fluent communication skills in English.
• Ability to analyze complex data and make sound credit decisions.
• Strong problem‑solving skills and attention to detail.
• Effective communication and collaboration with Sales and other departments.
• Capability to manage multiple priorities in a fast‑paced environment.

Required skills

• Oracle ERP
• SAP ERP

What we offer

• Key finance role with direct impact on business performance and risk management.
• Exposure to credit strategy, financial analysis and receivables management.
• Collaborative and international work environment.
• Professional development and growth opportunities within finance and credit management.
• Competitive compensation and benefits package.